Settled a case for $50,000. Low-Impact Car Accident Case.
Settled a case for $425,000. Motor vehicle accident, drunk driving.
Our legal team is dedicated to getting fair results for every client we represent, and we never back down from insurance companies. When you work with our firm, you can expect the highest quality of representation, personalized and effective service, and stress-free handling of your vehicle collision injury claim.
Recovery for Homerville widow who lost her husband and was injured herself in a tractor-trailer log truck accident in Ware County. This wrongful death case was challenged by the fact that client was speeding at the time of the wreck and defense was blaming GDOT for improper placement of stop sign warnings on curve in road causing truck driver to run the stop sign. Our Georgia truck accident lawyers took over this case from a prior attorney who thought there was only $1 Million of insurance coverage. Our attorneys were able to quickly find triple the available coverage and work the case to obtain evidence contrary to the defenses narrative that our client was 100% at fault for the wreck. Our lawyers were able to present a compelling case to the defense that resulted in a pre-suit mediation and resolution of the case.
recovery for client involved in a T-bone collision caused by a commercial vehicle after it ran a red light in downtown Atlanta. The wreck occurred when the at fault driver failed to pay attention, running a red light on Metropolitan Parkway at its intersection with Langston Drive. Our client was severely injured having suffered a herniated disc in his lumbar spine requiring surgery. The case was resolved during a pre-trial mediation by our truck accident lawyers.
obtained for client in a car accident on I-285 near Roswell Road in Sandy Springs when the at-fault driver rear-ended client’s vehicle on the interstate causing her to suffer a rotator cuff tear and SLAP tear requiring surgery.
recovery for client in a DUI head on collision case off of Lindbergh Drive in Atlanta. Settlement included $37,880.03 of remaining property damage insurance. Client suffered major injuries and was facing a hospital bill and lien owed of over $500,000.00. The importance of our work on this case was not only were we able to convince the insurance company to pay more than its bodily injury limits by getting creative and demanding the remaining property damage coverage as part of the settlement but we were also able to negotiate the hospital bill and lien down to under 1/5th of the charge to ensure we were able to get a significant amount of the settlement proceeds to our client to help her with all of her needs going forward. Without that effort, our client would have received nothing as the hospital would have taken all of the available insurance proceeds to pay only a portion of what she owed leaving her with over $250,000 still owed to the hospital.
obtained in Savannah, Ga case where client suffered minor injuries when police officer engaged in a dangerous chance of a motorcycle at high speeds in violation of police chase policies and procedures through city streets near Savannah resulting in motorcyclist losing control of bike and launching the motorcycle through the windshield of the stopped vehicle our client was a front seat passenger in, killing her boyfriend who was the driver.
settlement for a Milledgeville, GA family involved in a t-bone car accident when a driver ran a stop sign attempting to turn left in front of our client’s vehicle. One family member suffered severe injuries including a brain injury and broken arm. Our car accident lawyers were able to obtain all available insurance proceeds for our clients’ injuries before having to file a lawsuit while ensuring all of their medical bills were fully paid for.
settlement of a Valdosta, Ga t-bone car accident case in which our client was injured when his vehicle was totaled by a negligent driver who crossed two lanes of traffic in Lowndes County. Our client suffered significant spinal injuries requiring extensive treatment. Our car wreck lawyers were able to obtain the at-fault party’s policy limits of $50,000.00 plus $5,000 in medical payments coverage through our client’s insurance company before having to file suit. We then proceeded to file suit to pursue our client’s UM coverage thru his auto insurance coverage. Our trial lawyers were able to resolve the UM case before trial.
policy limit plus $7,5000 minor settlement for client and her daughter involved in an car accident in Cobb County. The wreck occurred on Dallas Highway at its intersection with Friendship Church Road in Marietta, Ga when the at-fault driver pulled out in front of our client’s vehicle attempting to turn left. Thankfully our client’s daughter suffered only bumps and bruises. Our client however suffered a back injury requiring extensive treatment. Our auto accident attorneys were able to obtain the at-fault party’s policy limits of $100,000.00 for our client pre-lawsuit and we then proceed to file suit to pursue our client’s UM coverage and the potential fo additional coverage thought to be available from the at-fault party.
recovery for client involved in a rear-end collision in the City of South Fulton on Cascade Palmetto Road. Our client was taken to Grady Hospital from the scene. He suffered extensive back injuries requiring several months of treatment to recover from.
policy limit settlement for client involved in Jonesboro car accident. Accident occurred when an uninsured driver attempted to turn left onto Tara Boulevard in Clayton County right in front of our client’s vehicle causing our client to t-bone the driver’s vehicle. Our client sustained serious injuries. Our car accident attorneys immediately got to work to ensure the at-fault driver actually was uninsured at the time of the wreck. After fully investigating coverage, our accident lawyers moved forward to obtain the full amount of our client’s UM auto insurance coverage.
policy limit recovery for client involved in a City of South Fulton three vehicle car accident. The wreck occurred in the intersection of Old National Highway and Surrey Trail when the at-fault driver attempted to turn striking a vehicle and pushing that vehicle into our client’s vehicle. Our Atlanta auto accident attorneys were able to not only recover the fully policy limit of all available insurance but avoid our client having to pay the large hospital bill for his treatment from the scene of the wreck.
pre-trial settlement for client involved in a minor car accident in College Park, Ga. Our client from Marietta, Ga was injured when a vehicle ran a stop sign on Hawthorne Avenue in College Park causing our client to strike the left front bumper of the at-fault vehicle. The wreck was minor and thankfully our client’s injuries were not very severe. Unfortunately, the at-fault insurance company refused to resolve the matter fairly before a lawsuit was filed. Our car accident lawyers filed suit and prepared the case for trial. Facing a trial of the case, the insurance company eventually offered a substantial sum to compensate our client for her medical treatment and pain and suffering.
settlement in a Fayetteville, Ga car accident wherein our client from College Park was injured when a driver turned left on Highway 92 in Fayette County right in front of our client’s vehicle causing a minor t-bone wreck. Our client only suffered minor injuries treating for less then two months. We were able to resolve this matter before having to file a lawsuit.
policy limit settlement of a three car rear-end wreck on I-75 in Cobb County. Our client from McDonough, Ga. was the third vehicle in the collision and suffered minor injuries to his back. The client fully recovered from his injuries and our car accident attorneys were able to resolve his case for the maximum policy limit without the need of filing a lawsuit.
policy limit pre-suit settlement of a DeKalb County car accident case where our client suffered minor back and neck injuries that did not require very much treatment to recover from. The wreck occurred on General Motors Road in Doraville when the at-fault driver turned left in front of our client’s vehicle causing a t-bone collision. Our car accident lawyers were able to quickly get involved and present a compelling case to the insurance company that it would face bad faith penalties if it forced our client to file suit to pursue justice.
policy limit pre-suit settlement of a Conyers bicycle accident. Our client was riding his bicycle on Parker Road at its intersection with Flat Shoal Road in Rockdale County when the at-fault driver made a quick u-turn and struck our client’s bicycle. Our client suffered extensive injuries in the accident our accident lawyers were able to get involved to protect his interests by not only securing the maximum insurance coverage available but ensuring our client’s settlement was protected from medical cost reimbursement.
After you’ve purchased and paid for an auto insurance policy, what can you do if you file an auto insurance claim and that claim is unfairly denied?
Georgia state law offers considerable protection to auto insurance policyholders and to third parties who may also be covered by some auto insurance company’s policies.
If an auto insurance company fails to satisfy its responsibility to you – if you are victimized or targeted by “insurance bad faith” – an experienced Cumming car accident attorney can help.
What is Insurance Bad Faith?
When an auto insurance company sells you a policy, the company assumes particular duties, including a general overall duty to continue to do business with you in good faith.
When you file a claim, an auto insurance company’s bad faith practices may include:
failing to investigate the accident promptly and thoroughly
delaying action on your claim by always asking for more details
denying your claim or offering you only a fraction of what it’s worth
offering inadequate or transparently false reasons for denying your claim
Insurance bad faith may also include an insurance company’s failure to defend policyholders against lawsuits (failure to indemnify) and “general” negligence on the part of an agent or broker.
How Can an Attorney Help You?
An insurance attorney can determine if an insurance company’s behavior meets the legal definition of bad faith and if you have the legal standing to file a lawsuit.
Sometimes hiring an attorney – and proving that you won’t be bullied – is enough to persuade the company to meet its responsibility to you. That’s the best-case scenario.
In this state, most insurance bad faith cases are settled out of court. The attorneys for both sides are usually able to negotiate a settlement that is acceptable to both sides.
If your bad faith lawsuit goes to trial, and if you prevail at trial, a Georgia court will compel the insurance company not only to compensate you fairly but also to pay for your attorney fees.
What is an Insurance Company’s Obligation?
Automobile insurance companies are obligated to do business in good faith with every claimant, whether you are a policyholder or you are an injured third party seeking compensation.
Especially if you are healing from a severe or catastrophic injury, you cannot allow unethical insurance practices to victimize you again.
When insurance companies delay taking action on a claim or deny a claim entirely, it can mean genuine financial hardship for too many victims of negligence.
And you can’t allow medical bills to pile up while you’re injured, missing work, and waiting for a response from an insurance company that isn’t cooperating with you.
When Should You Contact an Attorney?
If you are injured by negligence in the state of Georgia – by a negligent driver or in any other accident scenario – have your case handled by an experienced Cumming personal injury attorney from the very beginning.
Profits are imperative in business. Profit is the reason why insurance companies exist. However, profits should be earned ethically. No company should be allowed to put profits ahead of the law – or ahead of your health and well-being.
If you have been seriously injured in any kind of accident, forget about handling the claim yourself, and obtain a personal injury lawyer’s advice and services at once.
How Can You Prove Bad Faith?
How do you and your attorney prove that an insurer is guilty of bad faith? You will be required to present specific, documentable facts.
If you are injured by negligence in any accident, make and keep copies of all of the insurance papers, policies, other documents, and any letters or emails you’ve exchanged with the company.
Make precise notes regarding all discussions with the insurance company. Include details – the time, the date, and the name and title of whomever you speak with at the company.
How Will Your Attorney Prepare a Bad Faith Case?
If your bad faith case goes to trial, you and your attorney will have to prove that the denial of your claim was more than a mistake – you will have to prove that the company was either negligent or that its bad faith in your case was intentional.
A knowledgeable insurance lawyer acting on your behalf may request documents from the insurance company regarding your claim. The claims adjuster or other company representatives may be asked for statements or testimony.
In some cases, an attorney representing a bad-faith victim may ask an insurance authority to provide expert testimony about insurance industry practices.
When an insurance company has failed to operate in good faith – and when you and your lawyer can prove it – your lawsuit claiming bad faith will probably prevail.
What Are the Rules Governing Bad Faith Cases in Georgia?
In Georgia, consumers may sue if the insurer – in bad faith – fails to pay within sixty days of a written demand. Let an attorney help you with that written demand.
It is imperative for a consumer to understand that the mere failure to pay a claim is not by itself necessarily bad faith.
However, if an insurance company’s refusal to pay is determined by a jury to be in bad faith, in the state of Georgia, the insurance company then must pay:
Compensatory damages: the original damages owed as specified by the insurance policy
Punitive damages: damages that punish the insurance company for operating in bad faith
The plaintiff’s attorney’s fees
Trust and ethics are the core issues in insurance bad faith cases.
Policyholders trust – and pay – their insurance companies to be there when they’re needed. Consumers expect to receive the services they pay for.
What Will It Cost to Learn More About Your Rights?
If your auto insurance company treats your claim with bad faith – either negligently or intentionally – get the legal help you need.
Most injury attorneys will review and assess your case for no cost and with no obligation, so it costs you nothing to learn more about your case, your rights, and what the law can do for you.
Bringing a lawsuit against the insurance company may be only one of your options. If you are a consumer in Georgia and a victim of insurance bad faith, you have the right to seek justice and to put the law to work for you.
When you become our client at Spaulding Injury Law, you’ll be represented by a thoroughly experienced Atlanta personal injury attorney like Theodore A. Spaulding. For over 15 years, Mr. Spaulding has helped victims of negligence across the state of Georgia resolve personal injury cases, and he’s received a remarkable number of awards and honors from the legal community recognizing his commitment to clients and to the metro-Atlanta area.
Mr. Spaulding has been named one of the Top 100 trial lawyers in Georgia by the National Trial Lawyers for six successive years.
He is honored as a lifetime member of the Million Dollar Advocates Forum ® by the Top Trial Lawyers in America ®.
Charter Member of the Distinguished Justice Advocates.
Member of the Atlanta Bar Association.
No rider ever plans to be in a motorcycle accident, but part of being a good rider means being prepared for the unexpected. This mantra not only helps you avoid accidents.
It is also critical to making sure you are able to recover full compensation from an insurance company if you are ever injured in a motorcycle accident ...
Injuries to the discs of the spine are the most common injuries we see as injury attorneys at Spaulding Injury Law. Typically these are bulges or herniation of the cervical (neck), thoracic (mid-back), or lumbar (lower back) discs. One particular type of disc injury not seen too often as a result of a personal injury incide...
I filled out the online request form and received a call within a few minutes. The person that called me was Mr. Spaulding, not a third party representative. We spoke for several minutes and he advised me over the phone without the guarantee I would choose him as my Lawyer. I will recommend them to anyone and everyone I come in contact with needing their services.
