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Cumming GA Uber & Lyft Accident Lawyers

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Cumming Uber & Lyft Accident Attorneys

The experience of going through a car accident can be extremely stressful, and when it is made more complicated when the other driver is working for Uber or Lyft, it can get confusing. When you have been through a car accident, the opposing party and their insurance company are concerned with settling as soon as possible, for as little as possible. An attorney with experience in your area knows the process, what the norms of settlements are, and how to make the most of your case.

A local Cumming Uber and Lyft accident attorney from Spaulding Injury Law can help you determine the value of your case and to maximize your compensation.

Uber and Lyft are Rideshare Companies that Use Owners’ Own Vehicles as Taxis

While to some, Uber and Lyft are commonly known services that are used regularly, not everyone knows why so many cars nowadays have an Uber, Lyft, or another rideshare or rideshare delivery service like DoorDash or UberEats. Uber and Lyft are called “rideshare” companies because the owners of vehicles essentially share their rides by providing passenger taxi services, or delivery services for food or goods.

Individuals who work for Uber and Lyft are independent contractors, in that they own their own vehicles and are not employees of Uber or Lyft. They sign complex work agreements that ensure that Uber and Lyft have minimal liability by simply providing a service through which the drivers are able to find passengers, and for that, Uber and Lyft take a cut of the earnings. You find a rideshare driver through the various applications by the companies available on your smartphone.

Who Pays for My Damages if I Am Hit by an Uber or Lyft Driver?

When a car accident has occurred, who pays for damages is determined during the insurance claim process, and to take compensation from another party’s insurance company, you must prove liability and damages. Generally, in a car accident, you will file your claim with your insurance company, and the opposing party’s insurance company may then be contacted by your insurance company for coverage. Within an Uber or Lyft driver, their insurance company is likely to deny their claim for coverage, as most personal car insurance policies do not cover taxi-like business activities.

So who will cover your losses if the other party is at fault and they were driving for Uber or Lyft? In New York, as reported by StreetsblogNYC, Uber and Lyft drivers are required to carry $1.25 million in liability insurance to cover any claims against them regarding accidents. Boston.com has reported that government initiatives are seeking to reclassify Uber and Lyft drivers as employees and not independent contractors, which would increase the liability of the companies further in the event of an accident.

Whether Uber or Lyft is Liable May Be Up To the Courts

The trends in court related to Uber and Lyft are shifting as the companies’ level of dominance has increased significantly in many cities where taxis were once far more common. In some areas, it is simply not possible to hail a taxi anymore, making Uber and Lyft and other rideshare companies the only option for transportation for many individuals. The more Uber and Lyft drivers that are on the road, the more accidents that will be experienced. If the opposing driver does not have liability insurance separate from their personal car insurance plan, you may have no other opportunity than to pursue the driver.

Knowing what options are available to you for recovery will vary from state to state and even city to city. When cases come to trial, the assignment of liability will depend upon the judge or jury. During settlement negotiations, the insurance company’s offers will determine what might be available to you. An experienced Cumming Uber and Lyft accident attorney can help to ensure that your outcome is ideal and your damages fully covered.

Car Accidents with Uber and Lyft Drivers Can be Complex

A car accident might involve the other driver(s), their insurance companies, your insurance company, and if one of the drivers involved was working for rideshare, potentially the rideshare company as well. Knowing whether Uber and Lyft might have some responsibility in your accident will depend upon state law. An experienced Cumming car accident attorney will have encountered such cases and know the norms in regards to how they will process in your area.

The Opposing Party’s Insurance Company Does Not Work for You

When you have been through an accident, you may receive a settlement offer relatively quickly that might seem to cover your immediate costs, including repairs or replacement for your vehicle and any related medical bills. However, settling sooner can deny you the ability to pursue further damages in the future should additional damages emerge. Not all injuries in accidents emerge immediately, and so not only is it important to seek out medical attention, but to consult with an attorney before settling to consider the short- and long-term implications of your accident.

Having an attorney to advocate for you during the settlement process, and as necessary, in court, will substantially support the outcome of your case and help to maximize your settlement to ensure you receive full compensation.

What Should I Do Right After My Uber or Lyft Accident?

The first step following an accident is to seek the necessary medical attention, then to have a follow-up with your physician to ensure your health. Then, contact an attorney before accepting any settlements or making any statements concerning fault. Collect information from the opposing drivers and any witnesses at the scene, including their contact information. Contact the police and request a report. From there, determining who is at fault and whether Uber or Lyft may be liable can be best accomplished by a Cumming Uber and Lyft accident attorney.

Connect with Cumming Uber & Lyft Accident Attorneys at Spaulding Injury Law Today

To speak with an experienced attorney in your area who knows the process, the courts, and the insurance companies, contact us at Spaulding Injury Law now.

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