How Personal Injury Lawyers Help with Medical Bills

One of the biggest concerns people have after a major injury is how to pay for the medical bills. If you’ve been injured because of someone else and their negligence, you have the right to claim compensation from them, but what do you do in the meantime? Your trusted Atlanta personal injury lawyer, Spaulding Injury Law can help.

1. By Going to Bat With Insurers

In most cases, you are seeking compensation from the insurance company that covers the negligent person who caused your injury. These insurance companies are sometimes known for dragging their feet in an attempt to delay having to pay. In some cases, they may even be delaying in the hopes of driving you to a state of desperation that will cause you to accept a lower settlement than you deserve, just so you have some cash in hand.

Once you get a lawyer, a lot of this changes. As soon as you have a lawyer, you are signaling to the insurance company that you are serious about getting the compensation you deserve and that you may be even willing to go to court if necessary. At that point, it often becomes in their best interest to just negotiate in good faith and get things taken care of. Simply having a lawyer may speed things up, and your lawyer will also be a skilled negotiator who can talk through the issue with the insurance company and get them moving.

It’s not just the other party’s insurance, however. In some cases, your own insurance company should be paying at least part of your medical bills. Yet it’s not uncommon for insurers to get into a battle where each claims that they only cover what the other one does not. If you are stuck in a situation like this, your lawyer will be able to review all the relevant policies and help you wade through the red tape to get the help you need.

2. By Getting Medical Liens for You

In some cases, hospitals and doctors are willing to defer payment until you get a settlement if you’ve been injured in an accident, if they know that a personal injury claim is being brought. Your lawyer can talk with your healthcare providers, explain the situation, and provide a Letter of Protection and Representation Letter. These let the hospital know that you are covered by a lawyer and that you are seeking a settlement. In these cases, healthcare providers often put medical liens on the settlement. This just means that when the settlement pays out, your lawyer guarantees that they will get their payment at that time.

3. By Pursuing Your Claim

Finally, and most obviously, a lawyer brings a personal injury claim on your behalf for the full amount of the damages you’ve suffered in an accident. They will help you claim coverage for your medical expenses, any loss of personal property, and even for things like pain and suffering, depending on the situation. Your lawyer will keep your claim moving and even take it to court if necessary.

​If you’ve been injured and medical bills are piling up, don’t assume that you have no recourse. Contact us now the Spaulding Injury Law Offices in Atlanta, GA.

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